I am not paneled with any insurance companies at this time. This means you will have to pay up front for therapy services. 

If you have out-of-network benefits, you may seek reimbursement if you wish. I do this by providing you with a “superbill”. This is a monthly receipt that shows what services you received and the amount you’ve already spent. Clients submit claims for reimbursement with your insurance company. The process for claim submission is different for each plan. Please contact your insurance to find out how you can submit superbills (as opposed to single session claims). You do this by calling the number on the back of your insurance card. 

State insurance, otherwise known as Medicaid, does not reimburse for out of network behavioral health services.

This process takes time and effort and sometimes you have to follow up if the insurance company denies the claim for some reason. You also have the option of using a third party service to do this work for you. Reimbursify is a service that charges a few dollars to do this labor for you.

Superbills are monthly receipts of sessions already paid for. These can be submitted to your insurance company as claims, which might be reimbursable. You have to have out-of-network benefits for this. Some insurances do not cover couples therapy.

Here are some helpful questions to ask your insurance provider:

• Do I have behavioral/mental health coverage under my plan?

• How many outpatient psychotherapy sessions am I allotted in my plan?

• Do I have out-of-network benefits for behavioral health on my plan?

• (If yes,) Do I have a deductible?

• (If yes,) What part of that deductible have I met so far (if at any)?

• What is my co-pay/co-insurance for out-of-network behavioral health visits?

• How do I submit “Superbills” for reimbursement?

• Are there any limitations, requirements, or restrictions in accessing my plan?

• Am I limited to a dollar amount per year that will be covered?

You can pay for your therapy with Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA). However, you technically are not supposed to use these cards for missed appointments.

Newer federal laws help protect people from surprise medical bills with a Good Faith Estimate.

Multiply your weekly therapy cost by 48 (the amount of weeks I work in the year) and you will arrive at your annual estimated therapy cost.

​The No Surprises Act which is a part of the consolidated Appropriations Act of 2021, is designed to protect clients from receiving unexpected medical bills. 

The "Good Faith Estimate” is meant to give an idea of what you'll be charged, prior to beginning services.